Maximize Your Points.
Just Ask Miles.
Smarter answers about credit cards, points, and travel rewards.
Backed by continuously updated rewards data and expert sources.
Now with Card Snapshot
A personalized dashboard of your cards, credits, and earning rates.
How Miles works
Ask a question. Miles analyzes your wallet against a structured rewards database and expert sources to recommend the best move. Your Card Snapshot shows everything at a glance: credits, earning rates, and transfer partners.
Why Miles?
Return on Spend Intelligence
Ask which card to use for any purchase. Miles analyzes 181 cards and cross-checks rules and bonus categories to maximize your return.
Your Card Snapshot
A personalized summary of your credit cards — credits, perks, earning rates, and transfer partners — based on the latest program data. No spending data required.
Built Around Your Actual Cards
Add your cards in seconds. Miles factors in rewards, fees, and perks to deliver guidance that's uniquely yours.
Expert-Backed Answers
Miles searches thousands of expert sources from The Points Guy, Doctor of Credit, FrequentMiler, and more. Advice grounded in trusted sources — not hallucinated tips.
Find Your Next Card
Looking for a new card? Get personalized suggestions based on your spending patterns, with sign-up bonus rankings and first-year value estimates.
Top Offers Ranked
See the best sign-up bonuses ranked by first-year value. Filter by personal or business, and find offers worth applying for right now.
Keep or Cancel Analysis
Wondering if a card is worth the annual fee? Miles calculates the marginal value after accounting for duplicate benefits in your wallet.
Upgrade & Downgrade Paths
Before you cancel, see your options. Miles shows which cards you can product change to — keeping your credit history while adjusting your annual fee.
5/24 & Eligibility Tracking
Track your application status across issuers. Miles knows the rules — Chase 5/24, Amex lifetime limits, and more — so you apply for cards you can actually get.
Trip Optimizer
Planning a trip? Get the best card for every category — dining, transit, hotels, airlines — in one view. Automatically factors in foreign transaction fees.
Transfer Partner Expert
Miles maps which programs transfer to which airlines and hotels. With Navigate, get transfer ratios, bonuses, and sweet spot guidance.
Gift Card Tracking
Save your gift cards and store credits. Miles reminds you to use them so they don't go to waste.
Custom Valuations
Fine-tune how much each point is worth to you. Miles calculates your true return on every purchase.
NavigateUse Miles Anywhere
Web, SMS, ChatGPT, or self-hosted. Your wallet syncs wherever you need answers.
Miles Cloud
The full Miles experience — personalized, always up to date, with optional SMS access.
Try FreeMiles for iOS
Coming SoonA native iOS companion for Miles — quick answers, notifications, and on-the-go decisions.
Miles GPT
Ask Miles inside ChatGPT — fast, general answers powered by Miles' rewards dataset. No account needed.
Open in ChatGPTMiles Open
Private self-hosted edition for developers. Run locally with automatic updates to cards, transfers, and valuations.
View on GitHubYour rewards assistant, on demand.
Ask anything about points, miles, and loyalty programs—Miles stays current as cards, offers, and policies change.
No credit card required. Support Miles when you're ready.